In 2020, Equifax was made to pay further settlements relating to the breach: $7.75 million (plus $2 million in legal fees) to financial institutions in the US plus $18.2 million and $19.5 million to the states of Massachusetts and Indiana respectively. "Equifax failed to take basic steps that may have prevented the breach that affected approximately 147 million consumers."Įquifax had already been fined GBP500,000 in the UK for the 2017 breach, which was the maximum fine allowed under the pre-GDPR Data Protection Act 1998. "Companies that profit from personal information have an extra responsibility to protect and secure that data," said FTC Chairman Joe Simons. In a statement, Didi Global said it accepted the cybersecurity regulators’ decision, which came after a year-long investigation into the firm over its security practices and "suspected illegal activities." Didi Global: $1.19 billionĬhinese ride-hailing firm Didi Global was fined 8.026 billion yuan ($1.19 billion) by the Cyberspace Administration of China after it decided that the company violated the nations' network security law, data security law, and personal information protection law. Here are the biggest fines and penalties assessed for data breaches or non-compliance with security and privacy laws. Now, the Equifax fine has been eclipsed by the $1.19 billion fine levied against the Chinese firm Didi Global for violating that nation’s data protection laws, and by the $877 million fine against Amazon last year for running afoul of the General Data Protection Regulation (GDPR) in Europe. Marriott was hit with a $124 million fine, later reduced, while Equifax agreed to pay a minimum of $575 million for its 2017 breach. Sizable fines assessed for data breaches since 2019 suggest that regulators are getting more serious about organizations that don't properly protect consumer data.
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Optional are leather front bucket seats.Most buyers are more likely to choose the less performance-oriented versions, but the Cobalt doesn't disappointment here either. It also comes with four-wheel disc brakes, an AM/FM/CD/MP3 player, and a large rear spoiler. Along with impressive performance, you also get a modified sport suspension, and wide 50-series tires on 17-inch wheels. Choosing the Sport version of either model gets you a 171-horsepower bored-and-stroked 2.4L Ecotec with variable cam timing. With two engine choices and three trim levels for each of two body styles, the Cobalt also offers buyers a lot of room for personalization.The standard engine for both the coupe and sedan is a 148-horsepower, 2.2L Ecotec four-cylinder. Based on GM's Delta platform, which also underpins the Saturn Ion, the Cobalt adds a lot of refinements over its Saturn counterpart in both powertrain and chassis tuning. Introduced in 2005 as a replacement for the Chevrolet Cavalier, the 2008 Cobalt is in every way a more rewarding car to drive. It is one of the few cars in its segment to offer two engine sizes, and its two body styles, three trim levels, and bevy of packages and options offer maximum flexibility for consumers. The 2008 Chevrolet Cobalt is well equipped and aggressively priced at just below $14,000. Solid driving dynamics good comfort for the money. Imperial Blue Metallic, Blue Flash Metallic and Slate Metallic are 3 new exterior colors that join the 2008 palette. The Revolution Edition Package is also new on the LT, and adds four-wheel ABS, a rear spoiler, aluminum wheels, and a chrome exhaust tip. The LT offers a Bright Chrome Appearance Package that includes chrome door handles, chrome grille, body-color front and rear fascias, and fog lights. In addition head curtain side air bags, XM satellite radio, and a tire pressure monitoring system are standard on all 2008 Chevy Cobalts, and the Sports models get StabiliTrak and OnStar standard. The top-of-the line LTZ trim adds fog lamps, traction control, ABS, leather seats, and XM radio, and still comes in just shy of $20,000.For 2008, the Chevy Cobalt has dropped the SS Supercharged coupe and LTZ sedan, and the SS models from 2007 are now called Sport models. The base LS models have a fair amount of standard equipment, including air conditioning with cabin filter, an AM/FM/CD player with MP3 input jack, height-adjustable driver's seat, a tachometer, and a rear 60/40 split bench seat with trunk pass throughOpting for the LT trim can add body color fascias, power windows, mirrors and door locks, an upgraded stereo, a leather-wrapped steering wheel, or cruise control. Optional are Recaro front bucket seats with plenty of lateral support.Most buyers are more likely to choose the less performance-oriented versions, but the Cobalt doesn't disappointment here either. It also comes with four-wheel anti-lock disc brakes, an AM/FM/CD/MP3 player, and a large rear spoiler. Along with impressive performance, you also get a modified sport suspension, and wide 45-series tires on 18-inch wheels. This allows the supercharged SS coupe to go from zero to 60 in about six seconds pretty impressive for a sporty car under $22,000. A supercharged version of the 2.4 is available on the coupe only, and is good for 205 horsepower. Choosing the SS version of either model gets you a 170-horsepower bored-and-stroked 2.4L Ecotec with variable cam timing. With three engine choices and four trim levels for each of two body styles, the Cobalt also offers buyers a lot of room for personalization.The standard engine for both the coupe and sedan is a 140-horsepower, 2.2L Ecotec four-cylinder. Introduced in 2005 as a replacement for the Chevrolet Cavalier, the 2007 Chevrolet Cobalt is in every way a more rewarding car to drive. There are numerous trim levels and option packages available for nearly any entry-level consumer. Notable base equipment includes a rear 60/40 split bench seat with trunk pass through, tilt wheel, a programmable driver information center with outside temperature readout, and a four-speaker audio system with auxiliary input for a portable MP3 player. Model ValueĬhevrolet's 2007 Cobalt starts out at a very attractive $13,125 for either the two-door coupe or four-door sedan. All audio systems are now equipped with an auxiliary input jack. For the 2007 Chevy Cobalt, both the 2.4L and 2.2L engines get a mild increase in power ratings, and automatic-equipped cars now offer GM's optional remote-starting system. Di mo to mababasa sa mga comment ng mga taong hindi naman naglalaro. Mererealize mo lang tong if you play the game. Nakakastress din minsan which is why nakakaadik din mag-research kung paano magbuild na malakas na team. Big NO is yung mag loan or magbenta na property para lang bumili ng axie team, too much risk na yun.įirst time ko din maglaro ng card game, before akala ko mukha siyang boring, masaya pala (I'm referring to PVP). May risk pero I've done my research para iconsider kung worth it ba yung reward vs risk. Yung kita na ~40k/month playing 1-2hrs/day is still a high reward for me para palampasin tong axie. See you in another 1 year when this game goes down (it’s already on its way, you just don’t see it). Once the pandemic is over, do you think the government will let them continue playing full time, getting rewards with a currency that they have zero control of while not paying taxes, instead of returning to work and rebuild the economy? Look at the Filipino for example, it’s ok FOR NOW to play games like this because we’re in the middle of the pandemic and no one can work. Government by default doesn’t like crypto of any types to begin with, let alone a game that’s taking away their economy production. When they said that it feels like a marketing campaign for me. Now you might be saying AXS also has limited supply, but what did I say about Ronin sidechain? So is it really “limited”?Īlso it’s not that simple to “work with the government”. Why? Because the game will be built in either Solana or Ethereum block which is fully decentralized. Also both Illuvium and Star Atlas clearly illustrate that they have limited supply of coins / tokens and I have full trust on this. This is evident with the recent change to the system by one of their co-founder. When Sky Mavis moved his game to Ronin sidechain, he has full control of the code running behind the game. Star Atlas and Illuvium is built upon main blockchain network, which is fully decentralized. Therefore, even among companies operating in similar industries, the ratio may not be comparable due to different business models. However, an important point to note is that different industries have different turnover ratios. It also means a lower working capital requirement, which significantly reduces the capital employed, thereby boosting its return on capital employed (ROCE). On the other hand, the better a company is at collecting its debts, the sooner it can pay its expenses and reinvest in operations. This negatively impacts its liquidity as it does not have cash, rather only a claim on cash, which it cannot use to pay creditors and expenses or make purchases. This ratio is useful for several reasons. The lower a company’s AR turnover ratio is, the longer and more difficult it is to collect from its debtors. More specifically, this metric shows how many times a company has turned its receivables into cash throughout a specific period. The account receivable (AR) turnover ratio measures a company’s ability to collect money from its credit sales. collected its accounts receivable 5.56 times during the year.What Is the Accounts Receivables Turnover Ratio? Therefore, the receivables turnover ratio for X Inc. Receivables Turnover Ratio: Now we can calculate the receivables turnover ratio using the formula: Receivables Turnover Ratio = Net Credit Sales / Average Accounts Receivable Receivables Turnover Ratio = $500,000 / $90,000 ≈ 5.56 had accounts receivable of $100,000, and at the end of 2022, it had accounts receivable of $80,000.Īverage Accounts Receivable: To calculate the average accounts receivable, we add the beginning and ending accounts receivable and divide by 2: Average Accounts Receivable = ($100,000 + $80,000) / 2 = $90,000 had net credit sales of $500,000 during 2022.Īccounts Receivable: At the beginning of 2022, X Inc. Once it’s been calculated, this ratio shows how efficiently a firm manages the credit it has issued to its customers and collects on that credit. To calculate the receivables turnover ratio, accountants divide the net value of credit sales during a set period by the average accounts receivable during the same period. It’s usually worked out on an annual basis, but this can also be broken down to produce a monthly or quarterly figure. What you need to know about receivables turnover ratio Once you have these two values, you can divide net credit sales by the average accounts receivable to obtain the receivables turnover ratio. Net Credit Sales: This refers to the total amount of sales made on credit during a specific period, minus any returns, allowances, or discounts.Īverage Accounts Receivable: This is calculated by adding the beginning and ending accounts receivable balances for a given period and dividing the sum by 2. To calculate the receivables turnover ratio, you need to determine the net credit sales and the average accounts receivable. Receivables Turnover Ratio = Net Credit Sales / Average Accounts Receivable The formula for calculating the receivables turnover ratio: It’s widely used in business to measure how efficiently a company is using its assets. You might have heard of it being called the debtor’s turnover ratio. Where have you heard of receivables turnover ratio? Conversely, a low receivables turnover ratio suggests that a company takes longer to collect payments, which can be a potential indicator of credit collection issues or ineffective credit policies.A high receivables turnover ratio indicates that a company collects its receivables quickly, which is generally a positive sign of effective credit management.The receivables turnover ratio is calculated by dividing net credit sales by the average accounts receivable during a specific period.The receivables turnover ratio is a financial metric used to assess how efficiently a company manages its accounts receivable. Fancy exploring the park? Hire one of our Grand Tour Pedal Go-Karts. Is this your business About Epic Waters Indoor Waterpark The fun simply doesn't stop at Epic Waters Indoor Waterpark. Providing a range of thrill seeking rides from the Stormchaser. 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Aura: Fate of the Ages (this game is not bad, but definitely not on par with Myst) The Secrets of Da Vinci (bought from Amazon, I liked this game) FRACT OSC (this game is pretty good, especially considering that it is very unique compared to the others) I don't know where I bought this, but apparently it's not in my Steam library.) Return to Mysterious Island 2 (I really liked this 2. Return to Mysterious Island (I really liked this. Voyage: Journey to the Moon (One of my favorite games of all time too. I bought it from GOG, so my Steam account doesn't show any progress.) Zork: Grand Inquisitor (BUY THIS NOW! It's like my favorite game ever. Thanks for the suggestions all! I added Odyssey to my Wishlist. Based on what little I've seen so far, it looks like exactly the kind of experience I'm looking for. I'm putting this near the top of my wish list. For future reference, I've already played Myst 1-5 and realMyst. Another game that uses internet research is EVIDENCE: THE LAST RITUAL, and it's basically unplayable now because any searches just bring up walkthroughs and spoiling puzzle solutions.Ĭandle looks neat but it's not the kind of game type I'm looking for. Having to do real internet research has always been an interesting mechanic, but I hope it still works well without ruining the experience. The Temporal Invasion looks very interesting. I couldn't quite tell what gameplay was like based on the steam page so I'll look up some on YouTube. The Black Mirror games look like they might be good. Originally posted by natshely:Black Mirror series I posted this because I was wondering if perhaps there's some hidden gem out there that's a bit more obscure than these more popular titles we've covered so far. I hope my feedback doesn't give the impression I don't appreciate the suggestions. You generally get the same set of puzzle elements and tools are solve individual puzzles one by one, each with its own arrangement of those same elements. The Talos Principle is great but I wouldn't put it anywhere near the same category as Myst. The environment was beautiful but the puzzles felt very detached, like doing sudoku on a beautiful island. The Witness ended up boring me very quickly because it lacked that variety and simply felt like the same puzzles over and over with slightly new mechanics added as you progressed. is how they have a variety of puzzle elements that blend so organically into the world and the environment. One of the things I love about games like Myst, Quern, Obduction, etc. I was in a bit of a rush with my previous reply. Maybe I'll give it another try though.Īs for The Talos Principle and The Witness, let me explain a little bit more. I think I prefer the first person perspective. I have Syberia, and I think I tried it a long time ago, but didn't really get into it. Thanks guys! Although, I did already say I played Obduction and The Room 1&2. You also get to enjoy the perks of a built-in VPN, as this software integrates with Avast SecureLine VPN. Stealth Mode, meanwhile, disables any browsing history, cookies, and web caches from being saved and automatically forces websites to use encryption. It also has a Webcam Guard that lets you have full control over whether a website can access your computer camera. With this, pesky ads and third-party platforms won’t bother you. The browser has anti-tracking and anti-fingerprinting features available. Meanwhile, Extension Guard can verify any downloaded plugins.įor your privacy, there are also tools to keep your online activities safe. The Hack Check tool can verify whether your credentials have been breached. There’s also a Password Manager that can safely store, create, and auto-fill login credentials. Another useful feature is its Bank Mode, which prevents hackers from seeing whatever you’re typing so you can safely shop and bank online. For one, it has an anti-phishing system that blocks malicious websites and downloads. This is because this browser actually has a full suite of security tools. It’s good enough that you don’t necessarily need Avast Antivirus. Additionally, it has various features designed to keep online transactions safe and prevent online tracking. It can load web pages four times faster than most popular browsers and can block anything unwanted-like ads and spyware-alongside this speed. This time, this new version focuses on three key aspects: security, privacy, and performance. Is Avast Secure Browser safe?Īvast Secure Browser is the revamped and rebranded version of Avast SafeZone Browser, which was highly similar to Opera in design. Your download will be completed from Avast's servers. It’s based on the free and open-source Chromium browser and is also available on both PC (Windows 10 and Windows 11) and mobile-allowing for cross-platform syncing with its Avast Sync feature. Similar to Opera and Brave, Avast Secure Browser focuses on internet security and privacy. It can automatically block ads, prevent hackers from stealing your data, and mask your digital identity with its built-in VPN integration. Developed by Avast, this software gives you full control over your privacy while surfing the web. Surf faster and safer with this free browserĪvast Secure Browser is a free web browser that allows you to securely protect your online activities. Play your way – Return to the world of dystopian Vancouver to learn more about your favorite characters, or start at the beginning – you can play Backbone and Tails in either order.Built for replayability – A brand new branching tree interface allows you to track your choices, not only as you play each story, but every time you return for another run.Four stories, united by a common future – Explore the intricate backstories of Backbone alums Howard, Clarissa, and Renee, and meet Eli, the scientist who made a shocking discovery that will change the world.A powerful narrative of growth and change – Experience key moments in the lives of the main cast, set them on the path of self-realization or even destruction, and experience the growing pains of a world on the cusp of irreversible change.Here’s the key features for the new game: There’s actually a playable demo for the new title, which you can grab via the official Steam page, This new title is once again developed by Eggnut and published by Raw Fury, and will be released on February 2nd, 2023, only on PC (Steam), though the previous game did come to Nintendo Switch, PS4, and Xbox One, so there’s no reason to believe that’s off the table, anyway. He also compared it to Disco Elysium, which is always good. If you’re looking to get stuck into one of the grittiest detective adventures to date, Backbone is a perfect choice”. There’re some nice pop culture references, captivating visuals, a killer soundtrack, and a bunch of creative puzzles and interactions. Sifting through evidence, sneaking around places you shouldn’t be, and getting those all important answers make Backbone such a riveting adventure. It’s story is compelling and the characters you interact with help to give it a strong narrative *cough* backbone. The 2021 title scored a 9/10 with us a few years ago, with Chris White saying “Backbone features some of the best writing to date. You can choose to end Socorro's suffering which will cause Cleofas to be locked as a prisoner at the Wall of the Holy Prohibitions - you'll have to unlock his cell and speak to him where you'll find him next at the rooftops of the Archcathedral Rooftops.
The Muse of history, Clio is known as “The Proclaimer.” She records heroic deeds and celebrates historical accomplishments. To show her much-respected status, Calliope is also oftentimes shown donning a diadem.Īccording to popular legend, it was the Muse Calliope that the Greek poet Homer sought out when writing his epics, Iliad and Odyssey. If not a writing tablet, then she carries a scroll or book. In most depictions of Calliope, she is shown to be holding a writing tablet close to her breast. She is also the mother of the masterful musician, Linus, who has also been reported to be the son of various other Muses, like her younger sister, the Muse Clio. By way of the Greek poet Apollonius in his epic, Argonautica, Calliope was married to the Thracian king, Oeagrus, who was Orpheus’ true father. Moreover, her name literally means “beautiful voice,” being made up of the Greek words kallos (“beauty”) and ops (“voice”).įurther, Calliope is the speculated lover of Apollo and the mother of the influential bard, Orpheus. She is known as the Muse of epic poetry and rightfully distinguished as the “Chief of all Muses” by the likes of Hesiod. The Muse Calliopeīeing the eldest of the Muses, Calliope is perhaps one of the most familiar of the nine. Their origins from the springs created by the winged steed gained them the collective name pegasides. The nine Muses emerged from the springs and took up residency on the mountain as a result. Most of the time, the springs connected to this particular myth are simply referred to as Hippocrene, meaning “Horse Spring.”Īccording to legend, four of these were springs on Mount Helicon in Boeotia. In this iteration, Pegasus inadvertently created a number of springs when his hooves hit the rocky ground. In some recordings of Greek mythology, the Muses are instead water nymphs that had sprouted out of springs formed by the stamping of Pegasus’ mighty hooves rather than the nine daughters born from the union of Zeus and Mnemosyne. Names of alternative Muses include Nete, Mese, and Hypate – alternatively Cephisso, Apollonis, and Borysthenis – in Delphi, and the four Muses Aoide, Arche, Melete, and Thelxinoe. The changes to the Muses were regional, causing a complete shift in both name and number of the Muses.įor example, some locations worshipped only three Muses, as in Boeotia, while others acknowledged only five Muses. The poet Hesiod attested that there were nine Muses and, while that became the standard, there was actually great variety to the Muses in ancient times. In the beginning, the Muses were thought to have resided on Mount Olympus, close to their birthplace, though the progression of time situated them instead as residing at their cult center at Mount Helicon, or on Mount Parnassus – a location dear to the god Apollo. In lesser-known interpretations of the Muses, their mother is instead recorded to be Harmonia, the daughter of Aphrodite and Ares, the god of war. The nine sisters are oftentimes referred to as the Pierian Muses as a result. The Muses are daughters of Zeus and Mnemosyne, born at the base of Mount Olympus in a region called Pieria. With their blessings, the nine inspirational daughters of Zeus made legends out of common men by granting them incredible gifts of song, dance, intelligence, curiosity, and lyrical prowess. Whether a musician writes a hit new song an astronomer formulates a new star-bound theory or an artist begins their next masterpiece, we can thank the Muses for the bouts of inspiration. In short, it is thanks to these numerous goddesses that mankind has continued to discover and create. After all, there is a reason that not a single piece of ancient Greek art has forgone at least an honorable mention of one of the nine Muses, if not more. No other deity was capable of provoking such creative advances. When all is said and done, it was the Muses that enabled inspiration. It is believed that without them, there would be a distinct lack of creation and discovery made by humankind. The nine Muses are ancient Greek personifications of the arts and knowledge. What are the 9 Muses and What Do They Represent? Where Do the Muses Appear in Greek Mythology?.What are the 9 Muses and What Do They Represent?. |
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